Free SWP Calculator
Calculate your systematic withdrawal amount, estimated returns, and remaining investment value.
Investment Details
Your SWP Summary
₹5,95,104
Final Investment Value
Withdrawal Breakdown
These calculations are estimates based on the expected return rate. Actual investment returns may vary.
Free SWP Calculator
Use this free SWP calculator to estimate the impact of regular withdrawals on your investment. Enter your initial investment, monthly withdrawal amount, expected annual return and investment period to see your estimated total withdrawals and remaining investment value.
What Is a Systematic Withdrawal Plan?
A Systematic Withdrawal Plan, or SWP, allows you to withdraw a fixed amount from your investment at regular intervals. While you make withdrawals, the remaining investment may continue to grow based on its investment returns.
This makes SWP useful for estimating how long an investment corpus could potentially support regular withdrawals.
How Does an SWP Calculator Work?
The calculator estimates your investment month by month. The remaining investment earns returns based on the expected annual return rate, and the selected monthly withdrawal is deducted from the investment balance.
By changing the investment amount, withdrawal amount, expected return or investment period, you can compare different withdrawal scenarios.
SWP Calculator for Mutual Funds
You can use this calculator to estimate systematic withdrawals from a mutual fund investment. Enter your expected annual return to see how different withdrawal amounts could affect the remaining corpus over time.
The results are estimates only because actual mutual fund returns can vary depending on market performance.
SWP vs SIP
SIP and SWP work in opposite directions. With a SIP, you invest a fixed amount regularly to build your investment over time. With an SWP, you start with an existing investment and withdraw a fixed amount periodically.
This ToolHouze calculator helps you estimate the effect of regular withdrawals and understand whether your selected withdrawal amount could potentially deplete your investment corpus.
Can Your SWP Corpus Run Out?
Yes. If your monthly withdrawal is higher than what your investment can sustainably support, your investment corpus may eventually be depleted. The calculator automatically estimates when this could happen based on the values you enter.
Free and Easy to Use
The ToolHouze SWP Calculator works directly in your browser. No registration or personal information is required. Simply adjust the values to instantly explore different systematic withdrawal scenarios.